LEGAL

Terms & Conditions

Effective Date: January 1, 2025

1. Acceptance of Terms

By accessing or using the Westmount Credit website and services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Services Description

Westmount Credit provides business funding solutions including working capital loans, revenue-based financing, equipment financing, and growth capital. All funding products are subject to approval and underwriting criteria.

3. Eligibility

To use our services, you must be at least 18 years old and authorized to enter into binding agreements on behalf of yourself or your business entity. You represent that all information provided to Westmount Credit is accurate and complete.

4. SMS Communications

If you opt in to SMS communications from Westmount Credit:

  • You consent to receive text messages regarding your inquiry, application status, funding updates, and related communications
  • Messages may be sent using an automatic telephone dialing system (ATDS)
  • Message frequency varies based on your interaction with our services
  • Standard message and data rates may apply
  • Consent to receive SMS messages is not a condition of purchase or receiving any funding product from Westmount Credit
  • You may revoke consent at any time by replying STOP to any message
  • For assistance, reply HELP or email info@westmount-credit.com

5. Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Westmount Credit and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

6. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. Westmount Credit does not guarantee approval of any funding application. All funding decisions are subject to our underwriting criteria and approval process.

7. Limitation of Liability

To the maximum extent permitted by law, Westmount Credit shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

8. Indemnification

You agree to indemnify and hold harmless Westmount Credit, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

9. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with applicable federal and state laws. Any disputes shall be resolved through binding arbitration or in the courts of competent jurisdiction.

10. Modifications

Westmount Credit reserves the right to modify these terms at any time. Changes will be effective upon posting to this page. Your continued use of our services constitutes acceptance of modified terms.

11. Contact

For questions regarding these Terms & Conditions, contact us at:

Email: info@westmount-credit.com