1. Information We Collect
Westmount Credit ("we," "us," or "our") collects the following information when you interact with our website or services:
- Personal identification information (name, email address, phone number)
- Business information (company name, industry, revenue details)
- Financial information necessary for loan underwriting and processing
- Technical data (IP address, browser type, device information, cookies)
- Communication records including SMS and email correspondence
2. How We Use Your Information
We use collected information to:
- Process and evaluate funding applications
- Communicate with you about your inquiry, application status, and funding updates
- Send SMS messages if you have opted in to receive text communications
- Improve our services and website functionality
- Comply with legal and regulatory requirements
3. SMS/Text Messaging Policy
If you opt in to receive SMS messages from Westmount Credit, you agree to the following:
- Messages may be sent using an automatic telephone dialing system (ATDS)
- Message frequency may vary depending on your interaction with our services
- Standard message and data rates may apply as determined by your mobile carrier
- Consent to receive SMS messages is not a condition of purchase or obtaining any funding product
- You may opt out at any time by replying STOP to any message
- For help, reply HELP or contact us at info@westmount-credit.com
4. Information Sharing
We do not sell your personal information to third parties. We may share your information with:
- Service providers who assist in processing applications and communications
- Regulatory authorities as required by law
- Business partners necessary for fulfilling funding requests
5. Data Security
We implement industry-standard security measures to protect your personal and financial information, including encryption, secure data storage, and access controls. However, no method of electronic transmission or storage is 100% secure.
6. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal data, subject to legal requirements
- Opt out of marketing communications at any time
- Opt out of SMS communications by replying STOP
7. Cookies and Tracking
Our website uses cookies and similar tracking technologies to enhance your browsing experience. You can control cookie preferences through your browser settings.
8. Changes to This Policy
We may update this privacy policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of any modifications.
9. Contact Us
If you have questions about this privacy policy or wish to exercise your rights, please contact us at:
Email: info@westmount-credit.com